Because Lenders have raises their lending standards: increased FICO by 80 pts; require up to 12 months cash reserves; and require 20% downpayments (not to mention the massive stock market losses and spiking unemployment). Buyers that were qualified less than a month ago can no longer get approved. Fewer buyers means lower prices and much longer time on market. These buyers are now our buyers – our buyer pool has exploded – more buyers will get you the highest price. That is just one way we can help you protect your hard earned equity.
Buyers: Can’t Qualify with Lenders New Guidelines? Not here!
If you can’t qualify for financing because tougher lenders guidelines, or have had a life event where you just need time to qualify you are in good company. Over 75% of people can’t qualify for a conventional mortgage TODAY. We are here to help you work through these challenges and secure your new home TODAY. Through our in-depth analysis and expertise we can formulate a plan so you can be mortgage ready in a known timeframe. This is what Sellers are looking for!
Lease To Own Homes
We’re here to help you!
Owning a home is truly the American Dream. Buying a home can be a comlex process, especially for first time buyers, self-employed, people that have recently gone though life events such as a new job, divorce, or health issue. A Lease to Own, also known as Rent to Own, option may be just for you!
What is a
Lease-Purchase?
Losing a job changes everything! Today’s world is full of uncertainty, a job that was once safe and secure could disappear without notice. To make matters worse, many companies have hiring freezes meaning it may be difficult for you to find an equivalent replacement job. If you’ve been the victim of the COVID 19 crisis or corporate downsizing, it may be time to re-evaluate all of your financial commitments. We can help you get out in front of this to protect your equity and your credit rating.
Nightmare Tenants??? Immediate relief available for Tired Landlords! Are you tired of tenants, toilets, and trash? Being a landlord is often a tiresome and thankless “job”. It isn’t easy and certainly isn’t fun. Dealing with tenants that don’t pay or damage your property is enough to make you pull out your hair. On top of the headaches are the expense and maintenance. If you’ve had enough and would like to “move on,” we can help you put this burden behind you. Tell us about your property and situation. We can help.
Where did all the buyers go??? Many buyers that could qualify for financing before the COVID 19 Crisis no longer qualify because Lenders made their guidelines MUCH tougher. Lenders have stopped Jumbo loans completely. There is also serious liquidity issues in the marketplace because many people have stopped paying their mortgages.
Two House Payments??? Don’t let the stress of selling your old house keep you from enjoying your new one! Or perhaps you have a second/vacation home that you can’t use or carry anymore. Timing in real estate can be tricky. Maybe your old house didn’t sell as quickly as expected or your buyer fell through. Are you now stuck making payments on two houses? Instead of enjoying your new home, you may feel stressed as you worry about how much more money you will throw away waiting to sell your old house.
Smooth Sailing in Rough Seas
With over 200 years of industry & business Experience, we help sellers and buyers navigate todays uncertainty with certainty!
Lease To Own Home Experts
We aren’t bankers or real estate agents selling homes for someone else. We are either the owners or have a legal equitable interest in the property. All the normal rules concerning credit, debt ratio, and proof of income are thrown out the window. Since we own the homes, we can be very creative with the financing and structure it to fit your needs.
Caught in the Credit Crunch?
Since we own these homes, many times (depending on your circumstances) we are willing to finance all or part of the purchase ourselves or lease to own them to you. During the course of the lease, you can use a credit consulting service that we will refer you to and, whether you end up purchasing or not, you can decide which course of action to take with them.
Part Of A Trusted National Network
We bring over 100 years of industry and busines experience to every deal. In fact, we’re part of a large, national network of Rent To Own real estate investors. You can learn more about the National Property Team by visiting NationalPropertyTeam.com.